Final Expense & Funeral Coverage
*Plans starting at $9.95 a month!
Protect loved ones from financial hardships
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Losing a loved one is an extremely difficult experience. Picking up the pieces while dealing with the accompanying emotions can be stressful. There are also many expenses associated with death that can, on average, exceed $8,500.
Without a final expense life insurance policy, families may have a hard time coming up with these funds quickly. Final expense life insurance can help prevent families from having to withdraw from their savings or sell precious assets to come up with the necessary funds required to bury a loved one.
-Guaranteed Acceptance, you don’t need to be in perfect health to get coverage. This is permanent, whole life insurance with no medical exam, just a few questions!
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-Your premium is locked in when coverage takes effect. Your rate will not change for the life of the policy.
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-Coverage Can't Be Cancelled! Final medical and hospital bills. Funeral and burial costs. Unpaid credit cards. Home or car loans, you can rest easy knowing that your final expenses won’t add to your family’s grief. As long as you pay your premiums, your coverage cannot be cancelled.
Mortgage Protection & Income Protection
*Return of Premium Available
A home is often one of the largest investments a family will ever make. Mortgage Protection Insurance can help protect your loved ones in the event of an economic hardship caused by death, disability, or unemployment.
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A Mortgage Protection policy helps guarantee a tax-free benefit to beneficiaries that can be used to help with mortgage payments or other financial responsibilities in the event of the policyholder’s death. We offer a series of Mortgage Protection products and optional benefits and riders, that may help:
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Pay off the mortgage in the event of death
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Receive 100% of the base premiums at the end of the no-lapse guarantee period
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Make the mortgage payment during a disability
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Pay a lump sum if diagnosed with a qualifying critical illness, terminal illness, or chronic illness
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Protect your valuable coverage if you become involuntarily unemployed or totally disabled
Whole Life, Term Life, Universal Life, & Annuities
*Return of Premium Available
We offer a strong portfolio of Term Life, Whole Life, Universal Life, and Indexed Universal Life products designed to protect you and your family through all stages of life.
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Our specially designed products provide life insurance solutions for the following situations:
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Help pay off the mortgage or cover mortgage payments if you pass away unexpectedly
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Help cover your funeral expenses
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Wealth transfer
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Help guard against loss of income
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Our processes make purchasing life insurance quick and easy.
Best of all, NO MEDICAL EXAMS!!! Contact us today.
Planning for tomorrow has never been easier! We are here every step of the way.
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Our specially designed retirement products offer retirement solutions for the following situations:
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Protecting against outliving your retirement savings
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Helping to offset the loss of Social Security income in the event of you or your spouse’s death
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Income planning with safety and growth
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Providing penalty-free access to funds in the event of permanent confinement to a nursing home or hospital
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Passing wealth on to loved ones tax-free
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WHO WE ARE
At Am Affordable Life Insurance Agency, we are committed to excellence. Our team of professionals offer unparalleled customer support and expert advice. Learn more about what we do by contacting one of our professional consultants.
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GET IN TOUCH
Request a quote from Am Affordable Life Insurance Agency today! We want to take care of you and have the expertise to do so. Let us know what your specific needs are and we’ll compile the best insurance package suited to you.